fraud

We got a call today from the bank that sponsors our credit card, that plastic wonder that makes spending money so easy. Turns out someone tried to rip us off. One $5,100+ charge for industrial supplies and another $500+ for something I was too dazed to remember. Thankfully we pay a little bit each month for fraud insurance, so every time something suspicious on our account occurs, we get a call. All we have to do is deny authorization and—well, it actually is a royal pain in the patootie. We have to cut up our cards and live without them for two days.

Two days!

P1000480

It is the strangest feeling to not have a credit card. To accomplish the little bit of shopping we needed to do tonight we had to fill our pockets with currency. How odd to tell the gas station attendant we wanted $20 worth and hand him one of these! He put it in his pocket! To not have to keep the receipt (paper trail) at Panda Express because we paid with cash…very strange. Ah, but at Costco we could use our Costco card to charge our purchases. That was more like it.

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4 Responses to fraud

  1. Shawn says:

    We actually had the same thing happen before Christmas, what a time… The brilliant person got us a subscription to the wall street journal that was delivered to our house along with a bracelet that was also delivered to our house. Talk about strange…

  2. Craig MacDonald says:

    Don’t you use a debit card? We only write checks for things like utility bills that come to the house. Everything else is the debit card. We did have your fraud experience with our credit card – the Lego Store in Chicago – but they called us and took care of it. Like you said, tho, new cards = hassle.

  3. Bob Hampton says:

    Sherry, please post a better pic of the card. We can’t see the credit card number with the cash laying in over the first part of the number.
    In all seriousness I’m sorry for what a pain that stuff is. It’s not like you don’t have anything else to do with your life.

  4. Myrna White says:

    What a headache for you! Glad you could deny those huge charges immediately! We have a Sears card which we seldom use. I got a call yesterday after a “large number of charges” (words of the phone agent) appeared on our account. That large number of charges? Several downloads of books to my NookColor ranging in price from $.99 to $5.99 each! ha At least they’re lookin’ out for us. 🙂

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